A budget should not feel like diet culture or punishment. A budget should help you feel confident about your money decisions.

Dispelling these myths about anti-capitalist financial planning:

Myth #1: I’ll tell you to give all your money away

Myth #2: I’ll judge you

Myth #3: Hating capitalism means you should avoid money

Myth #4: It’s not smart to bring anti-capitalist values to personal finance

What is anti-capitalist financial planning?

1) Human-first approach when talking about finance.

2) Reducing harm in our financial decisions.

3) Using financial stability for mutual aid and solidarity.

I have no idea what the world will look like 40 years from now, when I'm in my 70s. Will the economy function the same way it does now? Will the cost of living be even more impossibly high? Will the stock market still exist? Will the US be a democracy? There's no way to know for sure! 

If I don't know what my future self will need, then I want to look for ways to give my future self as many tools and resources as possible. I want to ~diversify my investments~ ! 

We can resist capitalism by learning to share our financial resources. Yes, that includes giving money to people, but there's many more options too! Mutual aid can look like lots of different things.

My partner and I come from very different financial circumstances. We have shared money in different ways over the years.

Why care about personal finance, if we hate capitalism?

1. I don’t want us to lose too much energy to financial instability.

2. I want us to understand the nuanced ways in which our current financial systems are violent, so we don’t reinforce or repeat them.

3. I want us to practice the skills we’ll need in the next world.